How to Leverage Maryland Medicaid for Your Loved One’s Nursing Home Costs (Part IV)

elderly couple with house and money

Consulting with a Medicaid Attorney

Embarking on the journey through the maze of the Medical Assistance Long-Term Care program can feel overwhelming. With its array of intricate details and extensive documentation, getting a helping hand from a Medicaid attorney can be a game-changer. At JDKatz, our seasoned professionals are well-versed in the dynamics of the program and can act as a guiding light as you chart your course.

The Medicaid planner’s roles goes beyond just understanding the program; they provide you with a roadmap to navigate it effectively. The program is complex, and applying to soon, or too late could result in a reduction in spousal support, or in some cases a denial of benefits. Understanding the complex language of Medicaid, and ensuring you fully comprehend each step of the application process are essential. Leveraging the attorney’s in-depth knowledge can also aid in understanding the fine print of the program, including the spousal impoverishment rules and yearly updates to financial eligibility criteria.

In addition to helping with current applications, good Medicaid planners can also assist you in future-proofing your loved one’s care needs. By way of example, in our office we often strategize sustainable plans, anticipating possible changes and challenges ahead. This foresight is particularly beneficial when dealing with long-term care scenarios where conditions and needs might evolve over time, such as when individuals have sufficient funds or long-term care coverage, initially, but spend through or exhaust coverage.

Another valuable aspect of consulting with a Medicaid planner is their ability to help maximize your benefits. With their guidance, you can ensure that you are tapping into all available resources and not leaving any potential aid unutilized. This expertise can prove to be crucial in making the most of the Maryland Medical Assistance Long-Term Care program.
Lastly, a Medicaid attorney can offer personalized advice tailored to your unique situation. This can include suggestions on other potential funding options, such as long-term care insurance, Veterans Benefits, or other government programs like Medicare. With their counsel, you can develop a holistic plan that goes beyond just Medicaid, opening up a world of possibilities for financing your loved one’s care.

In essence, think of your attorney as a compass, guiding you through the Medicaid terrain, and helping you successfully navigate this journey towards securing the best care for your loved one.


JDKatz Intake Form for Medicaid Applications
Maryland Medical Assistance Long-Term Care Checklist

By: Jeffrey D. Katz, Esq., Managing Partner, JDKatz, P.C.